How Does Insurance Work? A Comprehensive Introduction for Smart Decision-MakingWelcome to the fascinating world of insurance, where security and comfort go hand in hand! Whether you're a seasoned insurance pro or just dipping your toes into this large sea of policies, understanding how insurance works is crucial for making smart decisions. From saf… Read More


Children's Health Insurance Program ChipPremiums shown are the premium portion used for Essential Health Benefits. Actual premiums may be higher if plans include "non-essential benefits" such as dental or vision care. There are several different kinds of health insurance plans, and each of these plans has a number of unique features.Preferred provi… Read More


College & University Student Health Insurance PlansThe federal Medicare program pays most medical expenses for people 65 or older, or for individuals under 65 receiving Social Security disability benefits. As a result, you may want to buy a Medigap policy, also known as Medicare supplemental coverage, that helps pay for certain expenses, including … Read More


Health Insurance Marketplace Calculator” requirement, then you may be eligible for financial help to purchase through the Marketplace. “Minimum value” means your employer plan pays at least 60% of the total cost of medical services. Your employer can tell you whether the insurance plan it offers meets minimum value. Vision and dental plans ar… Read More